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JGraham

Business Credit

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Does anyone have any experience with getting business credit?  I don't want it in my name, but my bank says they have to use my social security number.

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I recommend getting a DnB business credit score number, opening up secured business credit cards with Wells Fargo and BBVA, and other lines using your DnB or EIN. 

Make sure they report to credit agencies before opening new lines. It will take some time. After 2 years in business with perfect monthly payoff history, things start to happen quickly. Your credit line will be increased, getting offered loans etc.

The most important thing is to USE your credit lines and make your monthly payments and NEVER miss a payment. 

If you want lots of guidance and hand holding but ultimately a DIY guide, check out https://www.creditsuite.com/business-credit/

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